Celtic Heroes

If OTM decided to give out loans they could easily force the player to fulfill the loans requirements. Either good collateral or force the players gold to bleed off gold, even into negatives.

And if you take a loan on an alt you don't use? You get away with it.

Attatch the loaned gold to the character only to be used for shop transactions? Maybe...

Instead of player a recieving 100k gold and giving to player b and then deleting player a. Would have to put something in place to prevent that.

If OTM decided to give out loans they could easily force the player to fulfill the loans requirements. Either good collateral or force the players gold to bleed off gold, even into negatives.

Not into the negatives but it would start to sell the items you have to the store to pay off the loan

You all misunderstand... He is saying that he is the borrower and saver of your gold and items staying inside his bank. Although there isnt an option to save gold in your bank... I dont think it is necessary. Next the investor part we do not have so it is sort of false advertisement on what he does, and lender is 1 of 2 things. Either he lends things to you, or he is basically offering his hand of help to hold your things.

then hed be a safe deposit box not a lender

All I want is to be able to store gold. That way I can add small amounts of gold from time to time. So when I need gold, I can take it out. Like a savings account. +1 to that

If OTM decided to give out loans they could easily force the player to fulfill the loans requirements. Either good collateral or force the players gold to bleed off gold, even into negatives.

And if you take a loan on an alt you don't use? You get away with it.

Attatch the loaned gold to the character only to be used for shop transactions? Maybe...

Instead of player a recieving 100k gold and giving to player b and then deleting player a. Would have to put something in place to prevent that.

Nope, wouldn't work. Here's why.. I can use it as an advantage, for example, heroic boots sell for about 100k. I can just borrow 150k from bank and put heroic boots for him to hold on to. Ill win 50k by not paying back

Also, the more expensive the item, the more gold you get. Like the 1M drag staffs sell 700-850k. I borrow 1M and put staff in. Then I buy another staff from another player and win 300-150k, and I would be able to keep doing that anytime.

That's why they should only let you store gold. Not lend gold.

+1

this is how the gold thing could work, any loan you got would allow you to purchase something from a shop and the loan shop would only be no trade items so people couldnt make an alt and scam the loan guy. that way otm doesnt get screwed on the loan. I dont ever see this happening but thats the only way it would work or noobs and thiefs wud be making accounts every 5 min. Or possibly have a lvl req to be able to take out a loan like 50-80 or something.

this is how the gold thing could work, any loan you got would allow you to purchase something from a shop and the loan shop would only be no trade items so people couldnt make an alt and scam the loan guy. that way otm doesnt get screwed on the loan. I dont ever see this happening but thats the only way it would work or noobs and thiefs wud be making accounts every 5 min. Or possibly have a lvl req to be able to take out a loan like 50-80 or something.

Hmm... I kinda like this, but kinda not hehe

If OTM decided to give out loans they could easily force the player to fulfill the loans requirements. Either good collateral or force the players gold to bleed off gold, even into negatives.

Not into the negatives but it would start to sell the items you have to the store to pay off the loan

How bout the money you get from farming and trades automatically goes to the money they lended to you.